Loss Mitigation

• FAQ's
  
• Harassed by creditors and Debt collectors?
• Who should I trust?
• What are My Options?
• Forbearance Plan
  
• Partial Claim
• Loan Modification
  
• Short Refi
  
• Repayment Plan
  
• Foreclosure Defense Litigation
  
• Predatory Lending
  

Get Legal Help Now!

Law Offices of Jacob Emrani is a LAW FIRM with a team of dedicated Attorneys and specialists dedicated to helping homeowners in distress.

Whether your mortgage has just now become unaffordable or the foreclosure process has already begun, we are here to help.

Loan modifications, workout agreements and many foreclosure avoidance options will result in new, legally binding agreements.

You should ALWAYS seek legal counsel before signing any agreement.

Today many lenders are OVERWHELMED with request for loan modifications and other workout programs. When a lawyer is involved files, calls get answered and letters get responses. Often this can make the difference between saving your home or losing your home.

Everyone's financial situation is unique. We can customize a program that is in your best interests and within your financial capabilities. The key is to provide your lender with fully documented and justifiable workout plans or foreclosure avoidance options that makes sense for you and the lender.

Don't make the mistake of seeking help to modify or restructure your loan from the same mortgage brokers or realtors who were involved in originating your loan. They are part of the problem, not the solution. If they took unfair advantage of you once, they may do so again. They are the last individuals who should review your loan documents for violations of law that could provide you with damage claims or the right to rescind your loan. Since those loan brokers or agents could be liable to you for money damages, asking their help is no different than asking "a wolf to guard a chicken house".

If a review of your loan documents indicates that you were a victim of unfair loan practices, fraud or predatory lending we may recommend filing suit against your loan broker, lender or any other legally responsible party. Ultimately when a lender is made aware of problems with its loan, it has a strong incentive to modify terms and rewrite loans to cure those defects and avoid costly litigation.


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